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Thames Insurance Brokers

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WE WORK WITH TRUSTED A-RATED INSURANCE COMPANIES

Insurance Brokers for Thames

Thames insurance brokers NZ

When it comes to securing the right protection for your assets, family, or business in Thames, Gerrards is here to offer expert guidance and peace of mind. As a premier Thames insurance broker, we're committed to providing tailored solutions that cater to your unique needs.

Insurance Advisors Thames

In the ever-evolving world of insurance, it’s crucial to have someone by your side who understands the nuances, can navigate the complexities, and help you make informed decisions. That’s where Gerrards steps in as your dedicated Thames insurance advisor.

In Thames, the average cost of of business insurance typically ranges between $120 – $240 per month. 

Thames Insurance Broker Gerrards

Types of insurance we can advise on in Thames

      • Business Insurance Thames: Businesses come with their set of challenges and risks. Business insurance protects your Thames-based company against losses and damages that can occur during the course of regular operations.
      • Personal Insurance Thames: For Thames residents, personal insurance ensures that their personal belongings, properties, or any unforeseen personal liabilities are covered. This way, you can live with peace of mind.
      • Life and Health Insurance Thames: Life can be unpredictable. Life and health insurance in Thames ensures that you and your loved ones are covered in case of illnesses, accidents, or unforeseen events.

Thames Insurance Quote 

We understand the unique insurance needs of businesses in Thames. Leveraging our extensive industry knowledge and partnerships, we provide comprehensive insurance quotes from the top insurers in the country and internationally. Entrust us with your requirements, and we’ll ensure you receive the most competitive and tailored coverage options available.

What insurance covers do Te Kuiti businesses typically take up?  

Thames businesses, like others, face a plethora of risks daily. Some of the common insurance covers taken up by:

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Public Liability

This policy covers common Thames business risks including bodily injuries, customer property damage, and advertising injuries. It’s required for most commercial leases.

Best For
  • Business Accident Coverage
  • Third-party Damages
  • Legal Cost Protection
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Statutory Liability

This cover is a type of protection that helps Thames businesses cover costs if they accidentally break certain laws or regulations.

Best For
  • Unintentional breaches protection
  • Legal costs
  • Fines and penalties
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Professional Indemnity

This coverage protects Thames businesses from financial losses if they make mistakes or are accused of negligence while doing their job. 

Best For
  • Negligence claims 
  • Errors & Omissions 
  • Professional mistakes 
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Business Vehicle Insurance

Protects vehicles used for work purposes. It covers accidents, damages, and injuries related to the vehicle while it’s being used for business and personal activities.

Best For
  • Repair costs
  • Third party damages
  • Injuries 
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Building Insurance

Building insurance in Thames is a type of coverage that helps pay for repairs or rebuilding if your building or commercial property gets damaged. 

Best For
  • Accidents 
  • Natural disasters
  • Fires
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Business Interruption Insurance

Helps protect Thames businesses when they face unexpected events, like natural disasters or fires, which lead to temporary shutdowns or disruptions in their operations. It covers loss of income and additional expenses incurred during the interruption period.

Best For
  • Income loss 
  • Extra expenses
  • Temporary shutdown 
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Cyber Insurance

Insurance that helps protect individuals and businesses from financial losses caused by cyber-related incidents, like data breaches and computer attacks.

Best For
  • Ransomware attacks
  • Phishing scams 
  • Cyber extortion 
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Management Liability

Management liability insurance in Thames shields company leaders from legal and financial risks due to their managerial responsibilities.

Best For
  • Directors liability 
  • Employment disputes
  • Legal defence
Business Contents Insurance Gerrards

Business Contents Insurance

Business contents insurance in Thames is for protecting all the important stuff inside a business. If there’s a problem or accident, the insurance can help with the expenses.

Best For
  • Accidents 
  • Floods
  • Fires
Business Stock Insurance Gerrards 1

Stock Insurance

Stock insurance in Thames is a type of coverage that helps protect businesses from the loss or damage to the items they sell.

Best For
  • Mishaps 
  • Natural Disasters
  • Fires

Other common questions about insurance in Thames

Several factors, like the type of insurance, coverage amount, your history, and specifics about the insured entity (be it a person, property, or business), play a role in determining the insurance cost.

Absolutely! Bundling multiple policies can often lead to discounts. Get in touch with Gerrards to see how you can save on your Thames insurance.

It’s advisable to review your policy annually or whenever there are significant changes in your life or business.

Adopting safety measures, opting for higher deductibles, and maintaining a good record can help in reducing premiums. Gerrards can provide more customized tips for Thames residents.

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