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Taranaki Insurance Brokers

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Insurance Brokers for Taranaki

Taranaki insurance brokers NZ

Navigating the world of insurance in Taranaki is crucial for safeguarding both the present and the future. At Gerrards, we're here to guide every step, ensuring that your personal, business, and health insurance needs are met with expertise and care.

Insurance Advisors Taranaki

It’s not just about policies and numbers; it’s about understanding your unique needs. Here at Gerrards, we pride ourselves on being more than just brokers – we’re your Taranaki

In Taranaki, the average cost of of business insurance typically ranges between $100 – $200 per month. 

Types of insurance we can advise on in Taranaki

  • Business Insurance Taranaki: Safeguard your business’s future with comprehensive coverage tailored to meet the distinct challenges faced by Taranaki businesses.
  • Personal Insurance Taranaki: Safeguard your business’s future with comprehensive coverage tailored to meet the distinct challenges faced by Taranaki businesses.
  • Life and Health Insurance Taranaki: Protect your health and the well-being of your loved ones with specialized plans designed with Taranaki residents in mind.

Taranaki Insurance Quote 

We understand the unique insurance needs of businesses in Taranaki. Leveraging our extensive industry knowledge and partnerships, we provide comprehensive insurance quotes from the top insurers in the country and internationally. Entrust us with your requirements, and we’ll ensure you receive the most competitive and tailored coverage options available.

What insurance covers do Taranaki businesses typically take up?  

Understanding the insurance needs specific to Taranaki businesses can be a game-changer. Some of the most common insurance covers taken up by Taranaki businesses include:

Public Liability

This policy covers common Taranaki business risks including bodily injuries, customer property damage, and advertising injuries. It’s required for most commercial leases.

Best For
  • Business Accident Coverage
  • Third-party Damages
  • Legal Cost Protection

Statutory Liability

This cover is a type of protection that helps Taranaki businesses cover costs if they accidentally break certain laws or regulations.

Best For
  • Unintentional breaches protection
  • Legal costs
  • Fines and penalties

Professional Indemnity

This coverage protects Taranaki businesses from financial losses if they make mistakes or are accused of negligence while doing their job. 

Best For
  • Negligence claims 
  • Errors & Omissions 
  • Professional mistakes 

Business Vehicle Insurance

Protects vehicles used for work purposes. It covers accidents, damages, and injuries related to the vehicle while it’s being used for business and personal activities.

Best For
  • Repair costs
  • Third party damages
  • Injuries 

Building Insurance

Building insurance in Taranaki is a type of coverage that helps pay for repairs or rebuilding if your building or commercial property gets damaged. 

Best For
  • Accidents 
  • Natural disasters
  • Fires

Business Interruption Insurance

Helps protect Taranaki businesses when they face unexpected events, like natural disasters or fires, which lead to temporary shutdowns or disruptions in their operations. It covers loss of income and additional expenses incurred during the interruption period.

Best For
  • Income loss 
  • Extra expenses
  • Temporary shutdown 

Cyber Insurance

Insurance that helps protect individuals and businesses from financial losses caused by cyber-related incidents, like data breaches and computer attacks.

Best For
  • Ransomware attacks
  • Phishing scams 
  • Cyber extortion 

Management Liability

Management liability insurance in Taranaki shields company leaders from legal and financial risks due to their managerial responsibilities.

Best For
  • Directors liability 
  • Employment disputes
  • Legal defence

Business Contents Insurance

Business contents insurance in Taranaki is for protecting all the important stuff inside a business. If there’s a problem or accident, the insurance can help with the expenses.

Best For
  • Accidents 
  • Floods
  • Fires

Stock Insurance

Stock insurance in Taranaki is a type of coverage that helps protect businesses from the loss or damage to the items they sell.

Best For
  • Mishaps 
  • Natural Disasters
  • Fires

Popular Taranaki district towns we service 

Other common questions about insurance in Taranaki

Insurance premiums are determined based on a variety of factors such as the type of coverage, the value of the asset, its location in Taranaki, and the potential risks associated.

It’s recommended to review your policy annually or whenever there’s a significant change, like the acquisition of a new asset or business expansion.

 A deductible is an amount you agree to pay out-of-pocket before the insurance coverage kicks in. A higher deductible can often mean lower premiums.

Get in touch with Gerrards immediately after the incident. We’ll guide you through the claims process, making it straightforward and hassle-free.

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