Book an appointment here

Rotorua Insurance Brokers

Get the right cover from top insurance companies

Or speak to a broker 0800 374 691


Insurance Brokers for Rotorua

Rotorua insurance brokers NZ

When it comes to securing the right protection for your assets, family, or business in Rotorua, Gerrards is here to offer expert guidance and peace of mind. As a premier Rotorua insurance broker, we're committed to providing tailored solutions that cater to your unique needs.

Insurance Advisors Rotorua

In the ever-evolving world of insurance, it’s crucial to have someone by your side who understands the nuances, can navigate the complexities, and help you make informed decisions. That’s where Gerrards steps in as your dedicated Rotorua insurance advisor.

In Rotorua, the average cost of of business insurance typically ranges between $100 – $200 per month. 

Rotorua Insurance Broker Gerrards

Types of insurance we can advise on in Rotorua 

      • Business Insurance Rotorua: Safeguard your business assets, liabilities, and the well-being of your employees with tailored business insurance in Rotorua.
      • Personal Insurance Rotorua: Whether it’s your home, car, or other personal assets, we ensure you’re covered against unexpected events in Rotorua.
      • Life and Health Insurance Rotorua: Prioritize the well-being and future of you and your loved ones with our life and health insurance offerings in Rotorua.

Rotorua Insurance Quote 

We understand the unique insurance needs of businesses in Rotorua. Leveraging our extensive industry knowledge and partnerships, we provide comprehensive insurance quotes from the top insurers in the country and internationally. Entrust us with your requirements, and we’ll ensure you receive the most competitive and tailored coverage options available.

What insurance covers do Rotorua businesses typically take up?  

Rotorua businesses, just like businesses everywhere, have their unique challenges and concerns. Gerrards has observed common insurance covers taken up by local businesses, ensuring they continue to thrive. By connecting with us, you can better understand which insurance solutions resonate with your peers and might be right for you.

WebsiteImage 24

Public Liability

This policy covers common Rotorua business risks including bodily injuries, customer property damage, and advertising injuries. It’s required for most commercial leases.

Best For
  • Business Accident Coverage
  • Third-party Damages
  • Legal Cost Protection
WebsiteImage 25

Statutory Liability

This cover is a type of protection that helps Rotorua businesses cover costs if they accidentally break certain laws or regulations.

Best For
  • Unintentional breaches protection
  • Legal costs
  • Fines and penalties
WebsiteImage 27

Professional Indemnity

This coverage protects Rotorua businesses from financial losses if they make mistakes or are accused of negligence while doing their job. 

Best For
  • Negligence claims 
  • Errors & Omissions 
  • Professional mistakes 
WebsiteImage 30

Business Vehicle Insurance

Protects vehicles used for work purposes. It covers accidents, damages, and injuries related to the vehicle while it’s being used for business and personal activities.

Best For
  • Repair costs
  • Third party damages
  • Injuries 
WebsiteImage 17

Building Insurance

Building insurance in Rotorua is a type of coverage that helps pay for repairs or rebuilding if your building or commercial property gets damaged. 

Best For
  • Accidents 
  • Natural disasters
  • Fires
WebsiteImage 31

Business Interruption Insurance

Helps protect Rotorua businesses when they face unexpected events, like natural disasters or fires, which lead to temporary shutdowns or disruptions in their operations. It covers loss of income and additional expenses incurred during the interruption period.

Best For
  • Income loss 
  • Extra expenses
  • Temporary shutdown 
WebsiteImage 29

Cyber Insurance

Insurance that helps protect individuals and businesses from financial losses caused by cyber-related incidents, like data breaches and computer attacks.

Best For
  • Ransomware attacks
  • Phishing scams 
  • Cyber extortion 
WebsiteImage 22

Management Liability

Management liability insurance in Rotorua shields company leaders from legal and financial risks due to their managerial responsibilities.

Best For
  • Directors liability 
  • Employment disputes
  • Legal defence
Business Contents Insurance Gerrards

Business Contents Insurance

Business contents insurance in Rotorua is for protecting all the important stuff inside a business. If there’s a problem or accident, the insurance can help with the expenses.

Best For
  • Accidents 
  • Floods
  • Fires
Business Stock Insurance Gerrards 1

Stock Insurance

Stock insurance in Rotorua is a type of coverage that helps protect businesses from the loss or damage to the items they sell.

Best For
  • Mishaps 
  • Natural Disasters
  • Fires

Other common questions about insurance in Rotorua

Several factors come into play, such as the type of coverage, the value of the asset being insured, your claims history, and even specific risks associated with Rotorua’s geographical location. We can help break down these factors for you, ensuring you understand your quote thoroughly.

While insurance requirements largely depend on the nature of your business, Rotorua’s unique environment might necessitate certain coverages. We can guide you through these local nuances.

Not always. While some home insurance policies might cover certain business assets, it’s essential to discuss your specific situation with us to ensure your home-based business in Rotorua is adequately protected.

Absolutely! Bundling multiple policies can often lead to discounts and more streamlined management of your insurance. Talk to us about your needs, and we’ll recommend the best approach for you in Rotorua.

What our clients are saying