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Crane Insurance

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Crane Cover

Crane insurance NZ

At Gerrards, we understand the critical role cranes play in your business operations, from the smallest, such as a mini crawler crane, to the most modern and expensive ones, like the latest Liebherr mobile crane. Our comprehensive range of crane insurance options ensures that we can arrange cover for your vehicle regardless of its size or value, safeguarding your investment against unforeseen events.

What Can Crane Insurance Cover?

Crane insurance is designed to protect your investment against a variety of risks. It can cover damage from fires, theft, and accidents, as well as the loss of use and revenue if your crane is out of action. Additionally, it can provide for third-party damage and legal costs associated with these incidents. Whether your crane is operating on a site or in transit, comprehensive insurance ensures you’re covered under almost any circumstance, allowing you to operate with peace of mind.

How much does Crane insurance cost?

Crane insurance premiums are calculated on several different factors including:

  • Types of cover selected
  • Sum Insured
  • Location 
  • Claims History 

Crane insurance prices in NZ vary greatly. To get a free estimate or quote get in touch. 

How Do Claims Work?

At Gerrards, we take pride in our in-house team of claims experts who handle every step of the claims process on your behalf. From the initial report to the final settlement, our team advocates for your interests, ensuring you receive the best and fastest resolution possible. This support is a crucial part of our commitment to our clients, distinguishing us from competitors and reinforcing our role as a dedicated broker in New Zealand’s insurance landscape.

How to Get Your Crane Insured?

Getting your crane insured through Gerrards is straightforward and accessible, offering multiple channels to suit your preference:

  • Apply Online: Visit our website and fill out the application form with details about your crane and the coverage you need.
  • Via Phone: Give us a call, and one of our friendly team members will guide you through the process over the phone.
  • Visit Our Office: For a more personal touch, come into our office. Our staff will be happy to assist you in securing the best insurance for your crane.

What to Watch Out for with Crane Insurance?

When considering crane insurance, there are several key aspects to be aware of to ensure you have the most comprehensive coverage:

  • Crane Cover Includes Costs of Hiring a Replacement: In case your crane is out of action, the insurance can cover the costs of hiring a replacement, ensuring minimal disruption to your operations.
  • Loss of Revenue Cover: If your crane is specialised or essential to your business and cannot be easily replaced, insurance can cover the loss of revenue, protecting your business financially.
  • Disclosure of Dry or Wet Hire: It’s essential to disclose to the insurer whether you are operating under dry hire (renting out equipment without an operator) or wet hire (renting out equipment with an operator), as this affects your coverage needs.
  • Cover in Transit Is Included: Your crane is covered not just at the contract site but also while it is in transit. This comprehensive approach ensures your investment is protected at all times, regardless of location.
  • Cover for Dual/Multi Lifts is included. If you will be using your crane in this way, you need to ensure this cover is included in your policy. Some insurers require you to notify them on each dual/multi lift. 

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