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Truck Insurance

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Top trucking businesses we insure

Gerrards helps trucking businesses get the best deal on their insurance

Top truck brands we insure

Commercial Truck Insurance Brokers

Our team of dedicated commercial truck insurance brokers possess the expertise and industry insight to craft tailored insurance solutions that align with your specific needs. Whether you operate a single truck or an expansive fleet, our professionals are committed to securing the most comprehensive coverage, ensuring your business remains protected on every journey. Trust Gerrards Insurance Brokers to steer your coverage in the right direction.

Truck Insurance Quote

We understand the unique needs of truck owners and operators in New Zealand. Leveraging our extensive industry knowledge and partnerships, we provide comprehensive truck insurance quotes from the top insurers in the country. Entrust us with your requirements, and we’ll ensure you receive the most competitive and tailored coverage options available.

Recommended insurance covers for trucking businesses

Insurance can help your truck business cover costs related to property damage, provide liability protection for customer and employee accidents, and compensate for lost income.

Truck Insurance

Protects vehicles used for work purposes. It covers accidents, damages, and injuries related to the vehicle while it’s being used for business activities.

Best For
  • Repair costs
  • Third party damages
  • Injuries 

Loss of use

Coverage that helps when your vehicle is unusable due to an accident. It covers the cost of a temporary replacement vehicle, so you can still get operate your business whilst it is being reparied.


Best For
  • Temporary vehicle
  • Reimbursement expenses
  • Accident downtime

Public Liability

This policy covers common trucking business risks including bodily injuries, customer property damage, and advertising injuries. 

Best For
  • Business Accident Coverage
  • Third-party Damages
  • Legal Cost Protection

Carriers Liability Insurance

Carrier’s liability insurance in New Zealand covers transport operators for their liability when goods they’re transporting for customers are lost, damaged, or delayed. 

Best For
  • Goods damage
  • Transit loss 
  • Theft

Management Liability

Management liability insurance in NZ shields trucking company leaders from legal and financial risks due to their managerial responsibilities.

Best For
  • Directors liability 
  • Employment disputes
  • Legal defence

Statutory Liability

This cover is a type of protection that helps trucking businesses cover costs if they accidentally break certain laws or regulations.

Best For
  • Unintentional breaches protection
  • Legal costs
  • Fines and penalties

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