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Top trades we insure
Gerrards helps tradies get the best deal on there insurance
Recommended insurance covers for trades businesses
Insurance can help your trades business cover costs related to property damage, provide liability protection for work-related accidents, and compensate for tools or equipment loss.
Public Liability
This policy covers common business risks including bodily injuries, customer property damage, and advertising injuries. It’s required for most commercial leases.
Best For
- Business Accident Coverage
- Third-party Damages
- Legal Cost Protection
Statutory Liability
This cover is a type of protection that helps people or businesses cover costs if they accidentally break certain laws or regulations.
Best For
- Unintentional breaches protection
- Legal costs
- Fines and penalties
Contract Works Insurance
Special type of insurance that protects construction projects. It covers damage to the building works caused by unexpected events like accidents and natural disasters.
Best For
- Accidents
- Natural disasters
- Fires
Tool Insurance
Safeguards your tools against unexpected events, like burglary or accidental damage, ensuring you won’t have to bear the financial burden of replacing them.
Best For
- Burglary protection
- Accidental damage protection
- Anywhere in New Zealand cover
Business Vehicle Insurance
Protects vehicles used for work purposes. It covers accidents, damages, and injuries related to the vehicle while it’s being used for business and personal activities.
Best For
- Repair costs
- Third party damages
- Injuries
Loss of use
Coverage that helps when your vehicle is unusable due to an accident. It covers the cost of a temporary replacement vehicle, so you can still get around while your car is being repaired.
Best For
- Temporary vehicle
- Reimbursement expenses
- Accident downtime
Looking for something else? Check out other covers here.
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