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Retail Business Insurance

Get the right cover from top insurance companies

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WE WORK WITH TRUSTED A-RATED INSURANCE COMPANIES

Top retail businesses we insure

Gerrards helps retail businesses get the best deal on their insurance

Retail Business Insurance Brokers

At Gerrards Insurance Brokers, we understand the unique demands of the retail industry in New Zealand. Our team of dedicated retail insurance brokers possess the expertise and industry insight to craft tailored insurance solutions that align with your specific needs. Trust Gerrards Insurance Brokers to steer your coverage in the right direction.

Retail Business Insurance Quote

We understand the unique needs of retail businesses in New Zealand. Leveraging our extensive industry knowledge and partnerships, we provide comprehensive retail insurance quotes from the top insurers in the country. Entrust us with your requirements, and we’ll ensure you receive the most competitive and tailored coverage options available.

Recommended insurance covers for retail businesses

Insurance can help your retail business cover costs related to property damage, provide liability protection and compensate for lost income.

Public Liability

This policy covers common retail business risks including bodily injuries, customer property damage, and advertising injuries. It’s required for most commercial leases.

Best For
  • Business Accident Coverage
  • Third-party Damages
  • Legal Cost Protection

Statutory Liability

This cover is a type of protection that helps retail businesses cover costs if they accidentally break certain laws or regulations.

Best For
  • Unintentional breaches protection
  • Legal costs
  • Fines and penalties

Stock Insurance

Stock insurance in NZ is a type of coverage that helps protect retail businesses from the loss or damage to the items they sell.

Best For
  • Mishaps 
  • Natural Disasters
  • Fires

Business Contents Insurance

Business contents insurance in NZ is for protecting all the important stuff inside a retail business such as the fit out. If there’s a problem or accident, the insurance can help with the expenses.

Best For
  • Accidents 
  • Floods
  • Fires

Business Vehicle Insurance

Protects vehicles used for work purposes. It covers accidents, damages, and injuries related to the vehicle while it’s being used for business and personal activities.

Best For
  • Repair costs
  • Third party damages
  • Injuries 

Cyber Insurance

Insurance that helps protect individuals and businesses from financial losses caused by cyber-related incidents, like data breaches and computer attacks.

Best For
  • Ransomware attacks
  • Phishing scams 
  • Cyber extortion