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Cleaners Insurance

Get the right cover from top insurance companies

Or speak to a broker 0800 374 691

WE WORK WITH TRUSTED A-RATED INSURANCE COMPANIES

Top cleaning businesses we insure

Gerrards helps cleaning businesses get the best deal on their insurance

Recommended insurance covers for cleaning businesses

Insurance can help your cleaning business cover costs related to property damage, provide liability protection for customer and employee accidents, and compensate for lost income.

Public Liability

This policy covers common cleaning business risks including bodily injuries, customer property damage, and advertising injuries. It’s required for most cleaning contracts.

Best For
  • Business Accident Coverage
  • Third-party Damages
  • Legal Cost Protection

Statutory Liability

This cover is a type of protection that helps cleaning businesses cover costs if they accidentally break certain laws or regulations.

Best For
  • Unintentional breaches protection
  • Legal costs
  • Fines and penalties

Business Vehicle Insurance

Protects vehicles used for work purposes. It covers accidents, damages, and injuries related to the vehicle while it’s being used for cleaning businesses and personal activities.

Best For
  • Repair costs
  • Third party damages
  • Injuries 

Loss of use

Coverage that helps when your vehicle is unusable due to an accident. It covers the cost of a temporary replacement vehicle, so you can still get around while your car is being repaired.

 

Best For
  • Temporary vehicle
  • Reimbursement expenses
  • Accident downtime

Employers Liability

This insurance helps protect cleaning businesses from financial losses if an employee suffers injuries or illnesses at work.

Best For
  • Workplace injuries
  • Legal expenses
  • Compensation payments

Management Liability

Management liability insurance in NZ shields cleaning business leaders from legal and financial risks due to their managerial responsibilities.

Best For
  • Directors liability 
  • Employment disputes
  • Legal defence

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