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Automotive Insurance

Get the right cover from top insurance companies

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WE WORK WITH TRUSTED A-RATED INSURANCE COMPANIES

Top automotive businesses we insure

Gerrards helps automotive businesses get the best deal on their insurance

Recommended insurance covers for automotive businesses

Insurance can help your automotive business cover costs related to property damage, provide liability protection for customer and employee accidents, and compensate for lost income.

Public Liability

This policy covers common automotive business risks including bodily injuries, customer property damage, and advertising injuries. It’s required for most commercial leases.

Best For
  • Business Accident Coverage
  • Third-party Damages
  • Legal Cost Protection

Statutory Liability

This cover is a type of protection that helps automotive businesses cover costs if they accidentally break certain laws or regulations.

Best For
  • Unintentional breaches protection
  • Legal costs
  • Fines and penalties

Business Vehicle Insurance

Protects vehicles used for work purposes. It covers accidents, damages, and injuries related to the vehicle while it’s being used for business and personal activities. It can also cover loan or courtesy cars for customers. 

Best For
  • Repair costs
  • Third party damages
  • Injuries 

Tool Insurance

Safeguards your automotive tools against unexpected events, like burglary or accidental damage, ensuring you won’t have to bear the financial burden of replacing them.

Best For
  • Burglary protection 
  • Accidental damage protection
  • Anywhere in New Zealand cover

Business Interruption Insurance

Helps protect automotive businesses when they face unexpected events, like natural disasters or fires, which lead to temporary shutdowns or disruptions in their operations. It covers loss of income and additional expenses incurred during the interruption period.

Best For
  • Income loss 
  • Extra expenses
  • Temporary shutdown 

Cyber Insurance

Insurance that helps protect automotive businesses from financial losses caused by cyber-related incidents, like data breaches and computer attacks.

Best For
  • Ransomware attacks
  • Phishing scams 
  • Cyber extortion 

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