Accommodation Insurance
Protecting Your Hospitality business with Gerrards Insurance Brokers
Or speak to a broker 0800 374 691
WE WORK WITH TRUSTED A-RATED INSURANCE COMPANIES
Top accommodation businesses we insure
As a leader in the hospitality industry, you understand the unique challenges and risks associated with running an accommodation business. Whether you operate a boutique hotel, a AirBNB, or a motel, having the right insurance coverage is crucial to protecting your investment and ensuring peace of mind.
Recommended insurance covers for accommodation businesses
In the dynamic world of hospitality, unexpected events can have significant impacts on your business. From natural disasters to guest accidents, the right insurance coverage can be the difference between a minor setback and a major financial crisis. At Gerrards Insurance Brokers, we specialize in crafting tailored insurance solutions that address the specific needs of New Zealand’s accommodation providers.
Building Insurance
Building insurance in NZ is a type of coverage that helps pay for repairs or rebuilding if your building or commercial property gets damaged. This insurance can also include fit outs or contents.
Best For
- Accidents
- Natural disasters
- Fires
Business Interruption
When building owners face situations where they can’t make money from their property, business interruption insurance offers them a safety net to cover the lost income, rents and additional expenses.
Best For
- Natural disasters
- Fires
- Floods
Public Liability
This policy covers common business risks including bodily injuries, customer property damage, and advertising injuries. It’s required for most commercial leases.
Best For
- Business Accident Coverage
- Third-party Damages
- Legal Cost Protection
Statutory Liability
This cover is a type of protection that helps people or businesses cover costs if they accidentally break certain laws or regulations.
Best For
- Unintentional breaches protection
- Legal costs
- Fines and penalties
Management Liability
Management liability insurance in NZ shields company leaders from legal and financial risks due to their managerial responsibilities.
Best For
- Directors liability
- Employment disputes
- Legal defence
Employers Liability
This insurance helps protect businesses from financial losses if an employee suffers injuries or illnesses at work.
Best For
- Workplace injuries
- Legal expenses
- Compensation payments
What our clients are saying:
Tailored Solutions for Every Accommodation Type
At Gerrards Insurance Brokers, we understand that no two accommodation businesses are alike. Our expert brokers work closely with you to assess your specific risks and create a customized insurance package that fits your needs and budget. Whether you’re a:
- Luxury resort on the coast
- City-center boutique hotel
- Rural bed and breakfast
- Holiday park or campground
- Holiday Home
- Serviced apartment complex
We have the expertise to ensure you’re fully protected.
Why Choose Gerrards Insurance Brokers?
- Industry Expertise: With years of experience in the New Zealand insurance market, we understand the unique challenges faced by accommodation providers.
- Personalized Service: We take the time to understand your business, ensuring your coverage aligns perfectly with your needs.
- Competitive Rates: Our relationships with insurers allow us to secure the best possible rates for your coverage.
- Efficient Claims Handling: In the event of a claim, our team advocates on your behalf, ensuring a smooth and fair process.
- Ongoing Support: As your business grows and changes, we’re here to review and adjust your coverage accordingly.
Get Started Today
Don’t leave your accommodation business vulnerable to unforeseen risks. Contact Gerrards Insurance Brokers today for a comprehensive review of your insurance needs. Our team is ready to craft a protection plan that gives you the confidence to focus on what you do best – providing exceptional hospitality to your guests
