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Accommodation Insurance

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Top accommodation businesses we insure

Gerrards helps accommodation businesses get the best deal on their insurance

Recommended insurance covers for accommodation businesses

Insurance can help your accommodation business cover costs related to property damage, provide liability protection for guest and employee accidents, and compensate for lost rents or income.

Building Insurance

Building insurance in NZ is a type of coverage that helps pay for repairs or rebuilding if your building or commercial property gets damaged. This insurance can also include fit outs or contents.

Best For
  • Accidents 
  • Natural disasters
  • Fires

Business Interruption

When building owners face situations where they can’t make money from their property, business interruption insurance offers them a safety net to cover the lost income, rents and additional expenses.

Best For
  • Natural disasters
  • Fires
  • Floods

Public Liability

This policy covers common business risks including bodily injuries, customer property damage, and advertising injuries. It’s required for most commercial leases.

Best For
  • Business Accident Coverage
  • Third-party Damages
  • Legal Cost Protection

Statutory Liability

This cover is a type of protection that helps people or businesses cover costs if they accidentally break certain laws or regulations.

Best For
  • Unintentional breaches protection
  • Legal costs
  • Fines and penalties

Management Liability

Management liability insurance in NZ shields company leaders from legal and financial risks due to their managerial responsibilities.

Best For
  • Directors liability 
  • Employment disputes
  • Legal defence

Employers Liability

This insurance helps protect businesses from financial losses if an employee suffers injuries or illnesses at work.

Best For
  • Workplace injuries
  • Legal expenses
  • Compensation payments

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